LOSMaster PolicyTech Connections

Mortgage Insurance is Tax Deductible

There is now another benefit of mortgage insurance – MI premiums are once again tax deductible. Mortgage Insurance tax deductibility for 2015 and 2016 was included along with other tax-related measures recently passed by Congress. This passage means homeowners can claim the MI tax deduction retroactive to January 1, 2015, allowing eligible borrowers with adjusted gross incomes of less than $109,000 to deduct the eligible amount when they file their 2015 and 2016 taxes. Learn more.

Single Premium Pricing Updates

We are announcing Single Premium pricing changes which are effective for MI applications received on or after January 19, 2016. See the full announcement for details.

Cancellation Refund Process Change

Genworth Mortgage Insurance has revised its cancellation refund process effective Monday February 22, 2016. This change will be reflected in the next version of our Lender Servicing Guide that will be posted on our website and re-communicated in early 2016. See the full announcement for details.

Genworth Publishes Lender Servicing Guide with Updates

Genworth Mortgage Insurance has revised its Lender Servicing Guide  effective February 22, 2016. Access the Guide here.

Guideline Updates

As communicated in previous Risk Bulletins, Genworth is aligning with various guideline changes and clarifications announced by the GSEs. Additionally, we are making updates to our guidelines effective for MI applications received on or after November 2, 2015. Read more

Delegated Underwriting Decision Tips

Use this report to discover the most frequently made MI decision errors and learn how to avoid them. You’ll find excerpts from the associated underwriting guidelines along with corrective actions for each — including relevant examples when appropriate.

Genworth Supports Portfolio Lending

Fannie Mae and Freddie Mac just released announcements regarding 97% LTVs. Genworth fully supports this guideline expansion. Read the full announcement.

Genworth Research Shows Need for Better Homebuyer Education

Genworth Mortgage Insurance recently presented research showing that a majority of lending executives surveyed believe many eligible borrowers do not feel they can realistically purchase a home.  Learn more about the findings.

Genworth’s TRID Resources

TRID. It’s here. Are you ready? Call our NEW ActionCenter® Mortgage Insurance focused TRID Hotline at 800 309.4322 for your loan-level MI questions related to TRID. And we’re providing TRID-ready turn times for your Genworth MI conditions. Click here to learn more about how Genworth is here to help you and your team during implementation.

Meet Homebuyer Ed

You’ve seen it before. A first time homebuyer that simply doesn’t know how to prepare for the home buying process. Our self-paced, mobile friendly, online Homebuyer Education course is a great no-fee resource that you can offer to your borrowers. Helping you help your borrowers is what it’s all about. Register your borrowers today.

Genworth Supports HARP Eligibility Extension

Genworth supports the changes announced May 8, 2015 by the government-sponsored enterprises (GSEs) – Fannie Mae and Freddie Mac – to extend the eligibility dates for the Home Affordable Refinance Program (HARP). Learn more about our HARP support.

Rate Express has gone mobile!

Our rates and comparisons tool is now available as a mobile app! Download our Rate Express app today from the iTunes store (for iPhone and iPad devices) or Google Play (for Android devices). Free webinar sessions also available (see details in the story below)!

PDF How to Download Our Mobile App (268K)
PDF Rate Express Mobile App Features and Benefits (374K)
PDF Rate Express User Guide (1,728K)
Watch a video about the making of the Rate Express mobile app

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