UNDERWRITING

State-of-the-art Automated Underwriting and related services that help your business to make the best underwriting decisions.

AUTOMATED UNDERWRITING

AU Central^®

Our flagship automated underwriting platform, AU Central, is your gateway to AU systems and advanced mortgage loan tools. It makes it possible to submit more than 90% of the mortgage loans originated in the marketplace—more than any other service. AU Central features access to Fannie Mae's Desktop Underwriter^®, Freddie Mac's Loan Prospector^®, FHA, VA, and jumbo non-conforming decisions.

• Easy, secure access to multiple platforms
• Seamless process integration for automated underwriting
• Access to our website to Order and Edit MI
• Electronic access to more that 300 investors and 10,000 brokers
• Reduced costs of underwriting and submission

ADDITIONAL UNDERWRITING SOLUTIONS

Flow Underwriting

Quality, experience, and speed -- Genworth Mortgage Insurance's flow underwriting centers are available to you if you have a contract underwriting services agreement with us. Features and benefits include:

• Electronic delivery and return of loan file and loan data via Underwrite Express
• A large network of Genworth staff and contract underwriters to help you meet your capacity demands
• Competitive turn times
• Training under our Underwriter Certification program

Onsite Underwriting

With a Genworth Contract Services agreement, you may choose to have Genworth compliance underwriting performed at your shop. Put our resources to work for you with these benefits:

• Quick response time
• Trained underwriters certified through our Underwriter Certification program
• Protection from material underwriting errors
• Reduced error rates, increased productivity
• Increased loan quality through valuation, fraud, and investor guideline compliance tools
• Flexible billing options

Quality Resources

Put our knowledge into your hands by leasing your employees to us to develop their underwriting skills by working on loan programs that we both approve.

Service Agreements

Outsourcing your underwriting can be scary, but not with us as your partner. With our Service agreements we customize our process to meet your specific needs and offer you guaranteed measurements of success.

FRAUD DETECTION

SecureFirst

SecureFirst from Genworth Mortgage Insurance gives you the ability to identify potential fraud and save time, money and future headaches. This powerful solution combines comprehensive fraud detection with automated underwriting and electronic imaging through AU Central and Doc Central.