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Genworth Research Shows Need for Better Homebuyer Education

Genworth Mortgage Insurance recently presented research showing that a majority of lending executives surveyed believe many eligible borrowers do not feel they can realistically purchase a home.  Learn more about the findings.

Genworth’s TRID Resources Now Available

TRID. It’s coming. Are you ready? Learn more about how Genworth is here to help you and your team prepare for the changes.

Guideline Expansion

We’re simplifying our guidelines which are effective for MI applications received on or after June 15, 2015. See the full announcement for details

Enhanced integration with Encompass streamlines full package underwriting
Learn more about our partnership with Ellie Mae’s Encompass360.

Genworth Publishes Servicing Guide with Updates

Genworth Mortgage Insurance has revised its Claim and Foreclosure Bidding Servicing Guide effective August 3, 2015. Access the Guide here.

Set your DVR for Designing Spaces

USMI is making a big appearance on Designing Spaces airing on Lifetime Television® where our own SVP Sales, Matt Young, talks about mortgage insurance – what it is, why it benefits borrowers and even what some of Genworth’s exclusive products are ….. Watch it live or set your DVR for 7AM on Friday, June 12th or June 26th for the national airings of this episode. You won’t want to miss it!

Meet Homebuyer Ed

You’ve seen it before. A first time homebuyer that simply doesn’t know how to prepare for the home buying process. Our self-paced, mobile friendly, online Homebuyer Education course is a great no-fee resource that you can offer to your borrowers. Helping you help your borrowers is what it’s all about. Register your borrowers today.

Genworth Supports HARP Eligibility Extension

Genworth supports the changes announced May 8, 2015 by the government-sponsored enterprises (GSEs) – Fannie Mae and Freddie Mac – to extend the eligibility dates for the Home Affordable Refinance Program (HARP). Learn more about our HARP support.

Delegated Underwriting Decision Tips

Use this report to discover the most frequently made MI decision errors and learn how to avoid them. You’ll find excerpts from the associated underwriting guidelines along with corrective actions for each — including relevant examples when appropriate.

Genworth Financial Responds to Final PMIERs

Genworth responded to the final Private Mortgage Insurer Eligibility Requirements (PMIERs) with its intent to comply by the effective date, which is now December 31, 2015. Read the full announcement.

Guideline Expansion

We’re simplifying our guidelines which are effective for MI applications received on or after March 30, 2015. Genworth’s rate/term refinance definition has been expanded to include payoff of a seasoned, non-purchase money second lien. See the full announcement for details.

Enhanced integration with Encompass streamlines full package underwriting
Learn more about our partnership with Ellie Mae’s Encompass360.

We’ve Expanded our Guidelines

We've simplified and expanded our guidelines effective for MI applications received on or after February 17, 2015. Updates include jumbo loans, Construction to Permanent and investment property. See the full announcement. for details.

Genworth Supports Portfolio Lending

Fannie Mae and Freddie Mac just released announcements regarding 97% LTVs. Genworth fully supports this guideline expansion. Read the full announcement.

There is now another MI benefit – mortgage insurance premiums are once again tax deductible

Mortgage Insurance tax deductibility for 2014 was included along with other tax-related measures passed by Congress in December 2014 as part of the “Tax Increase Prevention Act of 2014.” This passage means homeowners can claim the MI Tax Deduction retroactive to January 1, 2014, allowing eligible borrowers with adjusted gross income of less than $109,000 to deduct the eligible amount of their 2014 mortgage insurance premiums when they file their 2014 taxes.

Learn more

New Loss Mitigation Review Process Grids

Genworth now provides grids to assist you in our Loss Mitigation Review Process. Visit our servicing website to access the grids.

Rate Express has gone mobile!

Our rates and comparisons tool is now available as a mobile app! Download our Rate Express app today from the iTunes store (for iPhone and iPad devices) or Google Play (for Android devices). Free webinar sessions also available (see details in the story below)!

PDF How to Download Our Mobile App (268K)
PDF Rate Express Mobile App Features and Benefits (374K)
PDF Rate Express User Guide (1,728K)
Watch a video about the making of the Rate Express mobile app

New Master Policy and Servicing Guides Updates

The final Master Policy and Servicing Guides are posted. Read the full announcement for details and access the guides on our servicing website or Master Policy Resource Center.

FL Hurricane Assessment Termination

Over the last several years, Florida has required all mortgage insurers to collect an emergency assessment (tax) for the Florida Hurricane Catastrophe Fund. This tax will no longer be collected for FL properties for new commitments with a MI application received date on or after January 1, 2015. Read the full announcement for details.

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