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LATEST NEWS AND INFORMATION

Genworth MI Launches Integration with Optimal Blue Product and Pricing Engine

Genworth's integration offers loan originators more functionality than competitors. Learn more

Genworth now integrated with Optimal Blue

We're the ideal choice from Optimal Blue for MI quotes with Genworth-exclusive functionality:

  • Email results to a colleague...or yourself. 
  • Easily print your quote after viewing
  • Compare to FHA
  • Revisit a previous query
  • Get MI premium tax info. (FL, WV, and KY)

PDF Learn more (339K)
PDF User Guide (720K)
PDF Admin Guide (496K)

Understanding our new data fields

Recent updates to our online MI ordering process include new data entry fields that will help you to streamline the MI submission and commitment process.

Learn more

MI Pre-Approval

In today's market, pre–approvals can make the difference for borrowers when it counts most — when they're ready to buy. Get a 60–day conditional approval for MI from Genworth through our website.

Learn more

Gift fund flexibility lets more borrowers qualify

Open up our gift fund guidelines! With Simply UnderwriteSM, gift funds get the "OK" when GSE guidelines are met.

Learn more

Review our 4Q MI Decision Tips

Discover the most frequently made MI decisions errors in 4Q 2013 and learn how to avoid them. Review our Delegated Underwriting MI Decision Tips publication.

NEW Master Policy (2014)

Genworth Mortgage Insurance is pleased to introduce our new mortgage insurance Master Policy in 2014. The new policy has been designed in collaboration with the Federal Housing Finance Agency (FHFA), Fannie Mae, and Freddie Mac. Our goal is to make the transition to the new Master Policy as simple as possible. Visit the Master Policy Resources page for more details.

Guideline Expansions

We've expanded our guidelines for gift funds and investment property.

Click here to read the entire announcement 2014-1

Genworth recognized as one of the "50 Best Mortgage Service Providers in America"

Thanks to Mortgage Executive Magazine! They recently compiled a comprehensive list of the mortgage industry’s leading service providers … and Genworth made the cut!

Genworth Publishes Default Management Servicing Guide with Updates

Genworth Mortgage Insurance has revised its Default Management Servicing Guide, effective January 10, 2014. Read the announcement and access the guide on our servicing website.

Qualified Mortgage (QM) Friendly MI Updates

In response to the approaching Qualified Mortgage rules effective January 10, 2014, we are introducing a new premium plan, modifying two existing plans and introducing a new QM friendly refund schedule. Read the full announcement.

Genworth MI Options for Qualified Mortgages (QM)

At Genworth, we are making it simple for you to identify and manage MI options for the CFPB requirements for QM and the 3% limit on points and fees. The following help explain the impact of the points and fees calculation for MI under the Qualified Mortgage (QM) and Ability to Repay (ATR) requirements. Included is a concise grid illustrating which types of MI products are excluded from the points and fees calculations, an overview of the QM requirements, and legal analysis for treatment of LLPAs.

PDF MI Product Grid (265K)
PDF QM Requirements Overview (825K)
PDF Legal Analysis on Loan Level Price Adjustment (38K)

Rate Express has gone mobile!

Our rates and comparisons tool is now available as a mobile app! Download our Rate Express app today from the iTunes store (for iPhone and iPad devices) or Google Play (for Android devices). Free webinar sessions also available (see details in the story below)!

PDF How to Download Our Mobile App (268K)
PDF Rate Express Mobile App Features and Benefits (374K)
PDF Rate Express User Guide (1,728K)
Watch a video about the making of the Rate Express mobile app

Revisions published to Claim and Foreclosure Bidding Servicing Guide

Genworth has published revisions to the 2006 Mortgage Insurance Servicing Manual that update various prior notices with respect to Claim and Foreclosure Bidding.

PDF Claim and Foreclosure Bidding Servicing Guide (353K)

Introducing Simply UnderwriteSM

With Simply UnderwriteSM from Genworth US Mortgage Insurance, we now have fewer overlays so you can close more loans and open more doors. Effective for MI applications received on or after January 27, 2013, we are introducing Simply Underwrite guidelines for AUS eligible loans and expanding our guidelines for manually underwritten loans.

Click here to read the entire announcement 2013-1

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