Monthly Premium is a payment option that features a coverage term of one month; premiums are remitted monthly. Zero Monthly features monthly premium rates with no initial premium required at closing. Single Premium MI is paid with a single payment at closing or is financed into the mortgage loan. It is partially refundable if the MI cancels within five years. Level Annual Premium MI features an annual premium with one identical rate for the first year premium and renewal premiums; the first year premium may be financed into the loan amount. Split Premium MI features an up-front premium that can be financed into the loan or paid by other approved sources of lending funds, much like an FHA loan.

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