MI PRODUCTS

No matter which mortgage insurance product you choose the result is the same—adding mortgage insurance can make a difference in how quickly a mortgage loan is approved, and it can help your borrowers qualify with a minimal down payment. What's more, because mortgage insurance is temporary insurance, a buyer can cancel it after building sufficient equity in the home.

Borrower Paid MI

We offer flexible options for Borrower Paid MI, enabling homebuyers to put little money down on a home... with the simplicity of one loan.

• Monthly Premium MI/Zero Monthly Premium MI
• Single Premium MI
• Level Annual Premium MI/Standard Annual Premium MI
• Split Premium MI

Lender Paid MI

With Lender Paid MI, the lender pays the mortgage insurance premium instead of the borrower. It can be a great choice for borrowers interested in an alternative to combo/piggyback loans or traditional borrower paid MI.

HomeOpeners

Our HomeOpeners products are changing the way lenders and borrowers think about mortgage insurance with their innovative payment plans and additional borrower value.

• HomeOpeners PaymentPlus – Single Premium
• HomeOpeners MonthlyPlus – Monthly Premium
• HomeOpeners SimplePlus – Split Premium

Additional Borrower Value

Genworth's innovative HomeOpeners^® products add value to standard MI payment plans.

OTHER PRODUCTS

Affordable Housing

With refinances slowing down, the purchase market is becoming a big focus. Low-to moderate-income borrowers often look for the lowest monthly payment on their mortgage loan. At the same time, you may be trying to grow your share of the market—and potentially gain CRA credits.