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ActionCenter®

Need assistance? Contact our ActionCenter Monday through Friday 8 am – 8 pm EST. Call 800 444.5664 or email us at Action.Center@Genworth.com

Find My Representative

Locate a Genworth Mortgage Insurance representative in your area. Just select your state.
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Tools & Resources

Underwriting Resources

Underwriting Resources

Your online resource for underwriting loans.

Rates & Comparisons Tool

Rates & Comparisons Tool

Find and compare MI and FHA rates.
  • MI Rate Finder
  • FHA Payment Comparison
  • MI Product Payment Comparison

Product Rate Cards

Product Rate Cards

Download and print copies of our most popular rate plans.

MI Servicing

Access our MI Servicing website for Insurance Servicing, our Homeowner Assistance Program, and Delinquency Reporting and Claims.

With Genworth Mortgage Insurance, homeownership is...

SOONER. SAFER. SMARTER.

At Genworth, we help borrowers buy a home—and we help them stay there. By putting less than 20% down, borrowers can responsibly buy a home years sooner, and our MI products make it possible. Even after closing, our innovative HomeOpeners products and services help keep borrowers in their home if times get tough.

Mortgage Insurance
MI is a smart way for borrowers to buy a home sooner, without having to save for a 20% down payment.
HomeOpeners®
It's the additional value that Genworth brings to borrowers with MI loans that makes Genworth the smart choice.
Get the latest news about Genworth Mortgage Insurance and the mortgage industry

Labor Day Holiday Hours
Our ActionCenter® will be available according to the following schedule over the Labor Day Holiday:

Friday, September 3      Open 8am–6pm EST
Saturday, September 4 – Monday, September 6      Closed
 
FHA Makes Policy Changes
On August 4, a big step toward FHA Reform was taken. Under unanimous consent, Congress passed H.R. 5981, which grants the FHA the authority to adjust its annual mortgage insurance premium from the current cap of 0.55% to a new cap of 1.55%. The bill is expected to be signed by the President this week. Since FHA is a key player in the mortgage industry, understanding the changes, and how they may impact your mortgage operations, is critical. Visit our MI and FHA Resources page to stay up-to-date on industry changes in the FHA.
PDF FHA Makes Policy Changes (90K)
 
Condominium and Cooperative Unit Premium Adjuster Elimination
Based upon evaluation of current market conditions, we will eliminate the condominium and cooperative unit premium adjusters that are currently applied to MI rates beginning August 16, 2010.
PDF Learn More (151K)
 
Fannie Mae – Reporting and Validation of Mortgage Insurance Coverage
Fannie Mae issued Announcement SVC-2010-09, Reporting and Validation of Mortgage Insurance Coverage on July 27 which requires all Fannie Mae seller/servicers to direct mortgage insurers, in writing, to provide Fannie Mae with information concerning their insured loans and loans that they may insure in the future. They provided a Mortgage Insurance Disclosure Instructions and Release form that may be used to direct mortgage insurers to fulfill such requests for loans that they service. Servicers should contact Fannie Mae at 1-888-FANNIE5 (888 326.6435) if they have questions regarding this announcement.

Our preferred method to receive the release form is via fax at 919 870.3751 or you may e-mail it to documentmanagementservices@genworth.com.
 
Avoiding Documentation Holds: Get the Green Light on Your MI Submissions
When a loan file is on hold, the process slows down. We analyzed a sample group of loans to determine the top causes of "holds". Then we put together our tips on how to avoid them.
 
Dare To Compare! Introducing our New Rates & Comparisons Tool
If you're working hard to find the best mortgage for your borrower, now you can compare your options side by side. Our new Rates & Comparisons Tool lets you compare our MI rates to FHA and other Genworth MI product plans.
 
Introducing our New MI and FHA Resources Page
We've got the information you need to make informed decisions about which loan is best for your borrower. Visit MI & FHA Resources for information on these topics:
  • Rates and comparisons: FHA and MI
  • FHA Policy
  • Training and Publications
 
Tips: Analyzing an appraisal report
In today's real estate marketplace, a property appraisal plays a critical role in estimating the market value of a property. We've compiled some helpful tips as you evaluate property appraisals associated with the loans that you underwrite.
 
New website capabilities make full package submissions easy
Now you can upload all of your full package documentation to Genworth when you submit your application online. Our website improvements save time and give you more control!
 
Our Making Home Affordable web page is your complete resource
Visit our Making Home Affordable web page for the most up-to-date guidance, submission forms, and answers to frequently asked questions for these programs:
  • Genworth Insured Refinances
  • Home Affordable Refinance Program (HARP), including Fannie Mae's Refi PlusTM and DU Refi PlusTM, and Freddie Mac's Relief RefiSM
  • Home Affordable Modification Program (HAMP)
 
Welcome to Genworth! Let me show you around
Join Genworth's Jackie Lee for a guided tour of all that Genworth Mortgage Insurance has to offer!
  New Customer Tour

MORTGAGE & REAL ESTATE PROFESSIONALS

Help borrowers realize the dream of homeownership and enjoy greater personal success and learn why mortgage insurance is the smart choice.

smartermi.genworth.com

HOMEBUYERS

Looking for trustworthy answers on the home buying process?

Get detailed information about buying a home on our borrower website.

Access homebuyer information in Spanish.
Mortgage Insurance discussed in this website is underwritten by Genworth Mortgage Insurance Corporation (in all states except New York) and Genworth Residential Mortgage Insurance Corporation of North Carolina (in New York).
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