HOMEOPENERS®
Job Loss Protection
In an uncertain economy, Job Loss Protection may give your borrowers some peace
of mind when they purchase a home. It's an additional benefit that may make a homeowner's
mortgage payment if they become involuntarily unemployed. Ask your Genworth representative
how you can arrange for your borrowers to get Job Loss Protection at no additional
charge with mortgage insurance from Genworth.
Materials updated for November 1, 2011 benefit change
Counseling Saver
Help your borrowers make smarter home buying decisions with pre-purchase homebuyer
education through Counseling Saver. It provides a mortgage insurance discount for
borrowers who receive 8 hours of pre-purchase classroom homebuyer education. Research
shows that loans that include classroom homebuyer education by a nonprofit agency
perform better than similar loans with other types of counseling. That means safety
for your borrowers—and better business for you.
Homeowner Assistance Program
With mortgage insurance from Genworth, borrowers can take advantage of benefits
that go well beyond the initial purchase of their home. Through our Homeowner Assistance
Program, Genworth professionals work one-on-one with borrowers and their lenders
to help structure loan workout programs for borrowers who experience a financial
hardship. We help keep the dream of homeownership safe.
Homebuyer Privileges®
Our popular Homebuyer Privileges program offers your borrowers discounts and rebates—valued
up to $3500—on the things they need most for their new home. For you, it's
a great way to boost your origination business and build customer loyalty.
Watch video on how to leverage Homebuyer Privileges for your business.
Visit the Homebuyer Privileges
website.
Job Loss Protection is provided by a third party and backed by an A.M. Best "A"
(excellent) rated insurer. Please note that the Job Loss Protection program described
herein is subject to conditions, exclusions and restrictions not necessarily included
in this Summary. The program is subject to availability at the time of loan closing
and may be modified or withdrawn without notice.
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Mortgage Insurance discussed in this website is underwritten by either Genworth
Mortgage Insurance Corporation, Genworth Residential Mortgage Insurance Corporation
of North Carolina or Genworth Residential Mortgage Assurance Corporation.